Money Talks, So Should You

Debt Destroyer: Overcome financial envy and be happy with what you have

Natalie H.
by Natalie H. , Dimespring 30

We all see it — the new ad for that brand new shiny something-or-other that promises to make your life that much better.

It could be a fabulous car or fancy new electronic device; the point is there is always something expensive and unnecessary to covet. It may seem like an insurmountable task to ignore these daily advertising bombardments from the media gods, but it actually is possible. As with most things in life, it starts from within.

If I had a nickel for every time I saw someone spending more than what they had on useless garbage, I could probably retire. I have had people tell me they do it because it makes them feel better about themselves and somehow validates their existence. Huh? You mean that new iPad makes your life better? Somehow I find that hard to believe when I know you’re spending your rent money or what little cash you have saved that month.

READ: Money Coach: Setting mindful money resolutions 

Psychologists have found that the people who tend to be the happiest in life are those that appreciate what they have the most. Millionaires statistically aren’t much happier than non-millionaires, but public perception would have you believe otherwise. It may sound corny, but learning to value and appreciate what you have might be just the ticket to financial success.

If you think about it, you can save money if you choose to live within your means and invest wisely.

Being grateful for what you have can also safeguard you from making stupid purchases just because others have those things. The simple truth is you will be happier in the long run, and most likely have more money to your name.

READ: 40-Something Frugalista: A million small decisions, one big goal

I know, this is so much easier said than done. I try to look within for fulfillment rather than ogling the shiny toys on TV, but it can be so difficult.

This is especially true when you see your peers carrying the latest technological wonder or fancy car. The best thing you can do is count your blessings and be appreciative for what you do have. Keeping a mental list can be especially handy when others are spending more than you can match.

In the long run, it is so much better to be fiscally responsible with no debt than forever caught in the debt trap that ensnares the so many. Try to look up to the person with no debt rather than the person with the latest, priciest whatever.

How do you remind yourself to appreciate what you've got? 


Natalie lives in the Southeast with her boyfriend, dog and her collection of vintage art posters. When she is not kicking debt in the face, she enjoys writing, dancing, jogging and reading about personal finance. Natalie is a member of the Dimespring 30, a community of bloggers sharing their thoughts, experiences and perspectives on personal finance.