Money Talks, So Should You

Debt Destroyer: Why you should treat going on a budget like going on a diet

Natalie H.
by Natalie H. , Dimespring 30

Making the decision to go on a budget and limit your spending can be a daunting one. Many people would rather continue their bad habits and spend themselves to oblivion, simply because it’s easier.

The same can be said about going on a diet. It is much easier to eat trashy foods than to eat healthy ones. However, eating healthy and spending within your means are both necessary for a financially and physically healthy lifestyle.

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Everyone knows eating healthy is the one of the best ways to maintain your health. If you ate nothing but ice cream and pizza, it would not be long before you would get fatter and slower. You would have less energy and you may fall into a deep depression, as your body would have less nutrients to help it feel good. It would not be long before you needed to diet if only to stave off a physical meltdown.

This can also happen with money. You can keep spending until the bill collectors come and take all your things. This is not a pretty sight at all.

Budgeting and dieting also both require proper motivation and rewards. Experts agree that if you do nothing but eat lettuce and drink ionized water, then its probably only a matter of time before you get sick of it and eat up the whole bakery.

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The point is you can restrict yourself to no end, but it’s human nature to want some enjoyment. The same can be said of budgeting. If you restrict your spending too much, one day you might snap and buy a bunch of useless junk in order to feel better.

Rather than binging, it’s best to treat yourself every once in awhile when you are on a budget or on a diet. This doesn’t have to be a great extravagance. It can be as simple as buying your favorite latte or maybe an inexpensive sweater.

It’s these small things that can help you stay on track with your budget and reward yourself if you have done a good job with money. As long as these rewards are small and don’t have a large impact on the budget, they can be monumentally useful in keeping you motivated with staying financially fit.

The important thing is to stay motivated and inspired even when you want to give up. Both dieting and budgeting can be tough to go through, but may be necessary to live a better life.

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Keeping positive is one of the best ways to get through it. Giving yourself little breaks along the way can help you stay inspired and ultimately achieve your goals.

 

Natalie lives in the Southeast with her boyfriend, dog and her collection of vintage art posters. When she is not kicking debt in the face, she enjoys writing, dancing, jogging and reading about personal finance. Natalie is a member of the Dimespring 30, a community of bloggers sharing their thoughts, experiences and perspectives on personal finance.