Money Talks, So Should You

Q&A: Would a collection agency contact my employer?

Danielle Seurkamp
by Danielle Seurkamp, NAPFA (@dseurkampcfp)

A collection agency is going to try to track you down any way they can within their legal limits. If you tell a collector not to call your employer, either verbally or in writing, they are not allowed to call them. A collection agency can’t call an employer to garnish your wages until they have a court order to do so. Check out the Federal Trade Commission website to better understand your rights with respect to collectors.

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Danielle Seurkamp works as a certified financial planner for Foster & Motley. Seurkamp is a member of the National Association of Personal Finance Advisors (NAPFA), a fee-only professional association and a Dimespring knowledge partner.