Individual Retirement Accounts (IRAs)
May 30, 2013
The best age is usually later, not sooner. New retirees are leaving tens of thousands (often, hundreds of thousands) of dollars on the table by taking benefits too soon.
You can take retirement benefits as early as age 62. But your check,...
May 23, 2013
It all depends on how much money you think you can save each year. Fancy plans let you save 25 percent of your income or more. Modest plans have low contribution limits.
If you won’t put away any more than $5,000 a year ($6,500 if you...
May 13, 2013
NEW YORK (MainStreet) — According to the Employment Benefit Research Institute, 49 percent of Americans are either “not too confident” or “not at all confident” about...
April 30, 2013
Without sounding flip, if your employer offers no retirement benefits at all, then you really have some planning to do. But with a sufficiently early start and good savings habits, you can manage to fund your retirement.
April 22, 2013
Americans want to know how to get the most from their Social Security benefits, and they have posed more than 11,000 questions to AARP over the years.
The group of more than 37 million people age 50 and older has been collecting these...
April 16, 2013
NEW YORK (MainStreet) — The number of U.S. adults who aren’t confident in their ability to...
April 11, 2013
April 10, 2013
In the financial planning industry, a researcher named Wade Pfau has completed some excellent research on how much individuals of all ages...
April 8, 2013
The story of Scott and Erika should be a wake-up call.
They married in 2005. As any new spouse would do, Erika made Scott the beneficiary of her...
April 7, 2013
NEW YORK (MainStreet) — You don’t need to be a graduate of the London School of Economics to know “near-retirees” — those Americans in their 50s and 60s — were among the demographic groups...