September 19, 2013
Max was one of those guys who could hang up a gas nozzle with one hand... while pulling out his wallet with the other. But that wasn't what impressed me about his gas station payment dance.
It was the ten or twelve credit cards he...
July 3, 2013
During a recent appointment at the hair salon, many customers were engaged in a lively conversation about our nation’s political climate and the state of the economy.
These customers included several professional women who earn good...
June 20, 2013
NEW YORK (MainStreet) — These days, the talk on bond trading desks is higher interest rates.
The thinking is that as the Federal Reserve winds down its fiscal stimulus spending, banks...
June 6, 2013
Consumer alert! More dentists and doctors are offering “health care credit cards” as a way of financing your treatment costs. The record shows you’re often rushed to sign up, and that...
June 5, 2013
Many people who haven’t saved enough money, or who suffered a financial setback during the recession, ask me if it’s too late for them to make a difference in their personal finances.
My immediate response is: What do you want to accomplish...
May 30, 2013
Don't look now, but interest rates have started to rise.
The 30-year fixed rate mortgage, now at 3.9 percent, bottomed out at 3.5 percent in December 2012, according to Bankrate.com. Yields on 10-year Treasury bonds, at 2.15 percent, are at...
May 22, 2013
There are signs that America’s credit crunch is easing. Auto sales have been growing for several months. Mortgage interest rates have been at rock bottom for so long that many homeowners with good credit have...
April 12, 2013
NEW YORK (MainStreet) — It’s graduation season for college and high school seniors, but after all that pomp and circumstance goes away, the real world awaits.
April 1, 2013
NEW YORK (LowCards.com) — Millions of American households will soon get tax refunds. According to the IRS, the...
March 18, 2013
I recently had a discussion with a coworker about saving and retirement planning. She is a 32-year-old single female. She does well for...