Managing My Money
Q&A: How do I correct a mistake in my credit history?Your credit rating is your financial fingerprint. Make sure it's right.
Q&A: Should I contact an attorney before filing for bankruptcy?In a word: YES.
Going paperless can be scary, but it doesn't have to be.And just what is the "Cloud" anyway?
Hiring an adviser is a two-way street. Be prepared to ask the right questions.
Q&A: Should couples own individual checking accounts?What Ted George from Garrett thinks
Q&A: What is a debt-to-income ratio?Knowing your debt ratio is a way to answer the question: “Do I have too much debt.”
Q&A: How much money am I responsible for paying if my ATM card is used without my knowledge... Your liability under federal law for unauthorized use of your ATM or debit card depends on how quickly you report the loss.
Q&A: Is a 401(k) protected during bankruptcy?When you file for bankruptcy most of your assets become part of the “Bankruptcy Estate,” and the trustee can sell part or all your assets and pay your creditors.
Q&A: Should I transfer credit card balances?It’s important to read the fine print and then do the math.
Q&A: Should couples own individual checking accounts?If you and your spouse manage all of your finances together, then having joint accounts is usually the best approach.
Q&A: Is it best to set a yearly or monthly budget?You want to set both monthly and yearly budgets. Why?
How can credit card fraud occur when they still have their card?Even though your plastic seems safely tucked away in your wallet, there are both high-tech and low-tech ways for thieves to make charges to your account.
November 13, 2013
We recently celebrated Veteran’s Day to honor the service to our country by millions of our Armed Forces personnel. But many recent veterans making the transition back into civilian life will struggle financially. Many have trouble even finding a...
November 6, 2013
After making payments every month for the past 22 years, a good friend will achieve a major financial goal next month: he will be making his last mortgage payment. His house will be paid off, giving him complete ownership of his most important...
October 30, 2013
One of the best and easiest ways to stay out of debt and reach your...
October 23, 2013
October 17, 2013
I’ve been lucky enough to fall completely, madly in love. I remember my first love and how the world revolved around that person. I would do almost anything to make him happy, even if I didn’t agree with his choices. Now that I’...
October 10, 2013
Almost no one starts reading about finance for pleasure. That would be like jumping into a pit full of venomous snakes just for kicks. Well… some people do that, but they're crazy, and there's a reason why there aren't very many of them. It's...
October 9, 2013
You hear it from store clerks more than “Have a nice day.”
Just apply for our store credit card, they say, and save 10 percent off your purchase today.
Who doesn’t like a discount?The issue
Americans love their plastic.
October 9, 2013
When my daughter was sick a few weeks ago, the medicine her doctor prescribed smelled bad and tasted even worse. Like most children, she resisted at first, crying at the prospect of having to swallow the medicine. But after two days she was still...
October 9, 2013
If a journalist makes a factual mistake, a newspaper will publish a correction within a day or two. But if a credit bureau publishes an error about you, the...
October 8, 2013
They say money can’t buy you love, but it can certainly impact the health of your relationship. While there’s quite a bit of advice out there for managing money when you share a household, the issues become murkier when you are dating and living...