Planning My Retirement
Q&A: When should I consider a life annuity option?Two things to think about
Ask Jane: Should I use a 401(k) loan to repay credit card debt?The answer depends on the type of debt you've incurred.
Q&A: Is a variable annuity right for me?Probably not. Find out why.
Exactly how do target-date funds work?Don't default on your future.
Q&A: When should I consider a life annuity option?With an annuity option, there’s no turning back. That’s why you need to be really careful.
October 9, 2013
When my daughter was sick a few weeks ago, the medicine her doctor prescribed smelled bad and tasted even worse. Like most children, she resisted at first, crying at the prospect of having to swallow the medicine. But after two days she was still...
October 8, 2013
I hate it when my friends perform better than I do. Not that I wish them any worse. I just wish I were doing slightly better. Fortunately, it is always possible to improve my financial outlook by...
September 20, 2013
Whenever young people are told they should save for retirement and the future, someone will ask "But why should I scrimp and save now when I might DIE before I can...
August 23, 2013
There are several steps involved in putting together your personal finance plan.
The first place to start is with your goals. Brainstorm on your most...
August 21, 2013
As part of my quest for a healthy lifestyle, I share recipes with a group of friends on Facebook. I’ve given out the recipes for some of my favorite foods, including my favorite breakfast: low-fat Greek yogurt with strawberries and blueberries,...
August 19, 2013
If you’re going through a divorce, you already know it’s expensive. Some of the costs are obvious, including lawyers, separate residences, and...
August 16, 2013
For most of us, at the start of our adult lives, we have minimal property and possibly some debt from school. But our net worth...
July 15, 2013
Modified adjusted gross income (MAGI) can qualify you for a number of credits, benefits and exclusions, which makes it important to calculate for tax purposes.
In 2013, the calculation will be extremely important for students who are...
July 15, 2013
When you reach my age, you realize that there are fewer years ahead of you than behind you. I especially realize this because my daughter is about to give me my first grandchild.
Becoming a grandfather has made me start thinking more about...
July 5, 2013
When I first started working my way out of debt I was pretty neurotic about my spending and saving. Ok, pretty neurotic is...