Unexpected Events

Why children are targets for identity theft

Q&A: What should I do if I'm the victim of identity theft?

Be prepared to do these 4 things right away.

Q&A: Can a spouse claim benefits if their spouse committed suicide?

That depends on a couple of scenarios.

When disaster strikes...strike back.

Q&A: What should I do if I'm the victim of identity theft?

Know the 4 steps

Q&A: What happens to a bank loan in the event of a death?

The answer depends on whether there were any co-signers against the debt.

Q&A: Does credit card debt transfer to your children after death?

This question highlights one of the top reasons why you have credit in your name only.

‹ ›

The Latest

Insurance might be a great wedding gift you give yourself

March 20, 2013

NEW YORK (MainStreet) — It’s spring, and as the old saying goes, a man’s (and woman’s) thoughts turn to romance.
Your wedding plans could already be in full swing for a spring wedding...
When you need to stop a payment

March 19, 2013

NEW YORK (MainStreet) — Spending money is easy, especially these days. Just give a credit or debit card number, set up an automatic bill payment or, if you must be old fashioned, write a...
Q&A: When should I use my emergency fund?

March 19, 2013

Your emergency fund should only be used for a large unexpected expense for which you have not otherwise budgeted.
Typically the main purpose is to support some level of reduced living expenses in case you...
This year's tax return could impact your 2014 healthcare costs

March 15, 2013

For many Americans, the health reform law passed in 2010 will forevermore tie their health to their taxes.
And even though the big changes required by the Patient Protection and Affordable Care don't start until 2014, the tax impact starts...
Q&A: How much life insurance should I have?

March 14, 2013

Hmm, that’s a tough one to answer because it can be so different for each individual.
One rule of thumb bantered about is to have 10-15 times your salary in life insurance. So if you make $100,000 per year, then you should have about $1...
Infographic: Pi Day financial cheat sheet

March 13, 2013

Christmas may be the most wonderful time of the year, but we'll call Pi Day a close second. This semi-official day celebrates the mathematical constant of pi, or the ratio of a circle's circumference to its diameter. Because pi is approximately...
Your Facebook 'likes' can reveal too much

March 12, 2013

NEW YORK (MainStreet) — If you’re predisposed to “liking” a lot of things on Facebook, watch out:
You could be opening the vault for anyone to take a look, figure out...
Not much good ahead in employer health plan changes

March 11, 2013

NEW YORK (MainStreet) — When employers say they plan to get “aggressive” about employee health care plans, is that good news or bad news for workers?
Towers Watson, the New York City...
Americans are OK with a virtual doctor

March 5, 2013

NEW YORK (MainStreet) — With new and substantial upgrades in technology and communication, U.S. health care consumers are generally OK with virtual doctor appointments.
That’s a pretty...
Q&A: What is behavioral economics?

March 5, 2013

People get nutty when it comes to money. Traditional economics assumes we follow proven, rational rules according to our financial best interest — but we don’t!
Behavioral economics is that combination of economics and psychology that...